This course provides individuals with the essential knowledge and tools needed to optimize their Social Security benefits as part of a comprehensive retirement planning strategy. Participants will learn how Social Security works, how benefits are calculated, and the various factors that influence when to begin receiving benefits. The course will explore key considerations such as spousal benefits, survivor benefits, the impact of work history, and strategies to maximize lifetime income from Social Security. 

Additionally, the session will address common myths and misconceptions about Social Security, and provide practical advice on how to integrate Social Security decisions with other retirement income sources like pensions, 401(k)s, and IRAs. By the end of the course, participants will have a clear understanding of how to approach Social Security in the context of their personal retirement goals, and be equipped to make informed decisions that can enhance their financial security in retirement. 

Learning Objectives:

• Outline the fundamentals of Social Security, and gain a comprehensive understanding of how Social Security works, including eligibility requirements, benefits calculation methods, and types of benefits available


• Identify the optimal time and age to start Social Security benefits based on individual circumstances, including work history, life expectancy, and retirement goals


• Define strategies for maximizing lifetime Social Security income, including leveraging spousal and survivor benefits, dispelling common myths and misconceptions, and integrating Social Security into a broader retirement income plan

NASBA Approved

CPAacademy.org (Sponsor Id#: 111889) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org.

CPAacademy.org 1685 S. Colorado Blvd, Suite #205, Denver, CO 80222